Frequently Asked Questions
Medicare Insurance FAQs
What’s the difference between Medicare Advantage and Original Medicare?
Original Medicare includes Parts A and B. Medicare Advantage (Part C) is offered by private insurers and may include drug, dental, and vision coverage.
Can I keep my doctor if I switch to Medicare Advantage?
Depends on the plan’s network. Some offer more flexibility (PPOs), others less (HMOs). We’ll help you find the right fit on our Medicare Advantage Plans page.
When can I enroll in Medicare or change plans?
You can learn more about key enrollment periods on our Turning 65 & New to Medicare page.
Marketplace / ACA Health Insurance FAQs
Who qualifies for Marketplace health insurance?
If you're under 65 and not covered through work, you may qualify. Visit our Marketplace / ACA Health Plans page for details.
What’s the difference between bronze, silver, gold, and platinum plans?
We explain cost-sharing levels and income-based savings on the ACA / Obamacare Plans page.
Is Marketplace insurance only for low-income households?
No, but your income affects plan cost. See our Income-Based Coverage page to understand your options.
Group Benefits FAQs
Do I have to offer health insurance as a small business?
No, but many small teams benefit from group coverage. See our Group Medical Insurance page for options.
Can I offer dental and vision without offering medical?
Yes! Visit our Group Dental Insurance and Group Vision Insurance pages to learn how.
General Insurance & Compliance FAQs
Are you licensed to sell insurance in my state?
Yes—see our Licensing & Compliance page for details on coverage areas (MS & LA).
How do I give you permission to contact me?
Just complete any form on our site (like Request a Free Consultation), and we’ll reach out based on your preferences.
What if I’m not sure which plan I need?
We’re happy to help—check out our About Us page or simply Contact Us to start a conversation.
Still Have Questions? Let’s Talk.
We’re here to simplify insurance, not sell it. If you don’t see your question listed, just reach out.
