Group Medical Insurance for Small Businesses in Mississippi & Louisiana

Affordable Health Coverage for Your Team

Whether you run a small business in Picayune, Slidell, or anywhere across Mississippi or Louisiana, offering health insurance can help you attract great employees and keep them long-term.


At ANDCO Insurance Agency, we make group health coverage simple. We’ll help you choose a plan that fits your budget, meets ACA requirements, and supports the well-being of your team.

Request a Free Consultation

What Group Medical Insurance Covers

Group health plans can include:


  • Doctor visits and preventive care
  • Hospitalization and emergency care
  • Prescription drug coverage
  • Mental health services
  • Chronic care management and more

We’ll walk you through available plan levels—like PPO, HMO, or high-deductible options—and help you choose based on your team's needs and your company goals.

A man in a blue shirt and tie is holding a binder with papers in it.
A man in a blue shirt and tie is holding a binder with papers in it.

Who Pays for the Coverage?

You have options:



  • Employer-paid: You cover the full premium
  • Shared cost: You and your employees split the cost
  • Voluntary: Employees pay, but at a group rate

We’ll help you build a contribution model that works for your business—and meets ACA compliance if applicable.


Contact Us to learn what plans and strategies are available.

Benefits of Offering Group Medical Plans

Even if you’re not required to offer coverage, doing so can:


  • Improve employee satisfaction and retention
  • Boost productivity and morale
  • Help your team access the care they need
  • Offer tax advantages for your business

We’ll help you understand what plans make the most sense—and how to implement them easily.

A man in a blue shirt and tie is holding a binder with papers in it.

Built for Small Business Owners

Step 1

Book a Free Consultation

We learn about your team size, budget, and goals.

Step 2

Compare Plan Options

We present ACA-compliant group health options available in your region—clearly and simply.

Step 3

Get Enrolled and Supported

We help you set up the plan, explain it to your team, and offer ongoing support as your business grows.

Group Health Insurance

  • Do I need to offer health insurance as a small business?

    If you have fewer than 50 employees, you’re not required to—but it’s often a smart investment. We’ll help you weigh the pros and cons.

  • What if my employees work part time?

    Some plans offer eligibility for part-time or seasonal workers. We’ll help you understand your options.

  • Can I offer health insurance to just a few employees?

    Yes, depending on the plan and structure. We’ll guide you through what's allowed and what’s best.

Contact Us to talk about your employee health needs.

Health Insurance That Works for Your Business

We make group medical plans simple, affordable, and tailored to your team. Whether you're just starting out or looking to improve what you offer, we’re here to help.

Request a Free Consultation