Medicare Part B (Medical Insurance) in Mississippi & Louisiana

What Is Medicare Part B and Why It Matters

Medicare Part B helps cover outpatient care—including doctor visits, preventive services, diagnostic tests, and durable medical equipment. It works alongside Part A to form what's known as Original Medicare.



If you're in Mississippi, Louisiana, or nearby areas like Picayune or Slidell, understanding how Part B works is key to building complete coverage.

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What Medicare Part B Covers

Part B includes:


  • Doctor visits (primary care and specialists)
  • Preventive services (vaccines, screenings, wellness visits)
  • Lab work and X-rays
  • Outpatient surgery and services
  • Ambulance services
  • Durable medical equipment (like walkers or oxygen)

Part B helps you stay ahead of your health with consistent, accessible care.


Contact Us to review what’s included and what gaps you may need to fill.

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How Much Does Medicare Part B Cost?

While Part A is often premium-free, Part B comes with a monthly premium. In 2024, that premium starts at $174.70, but may be higher depending on your income.



Other Part B costs include:


  • Annual deductible: $240 (2024)
  • 20% coinsurance after deductible is met
  • No out-of-pocket maximum

That’s why many people add a Medigap plan or switch to a Medicare Advantage plan to help manage expenses.


Request a Free Consultation to get help reviewing your options.

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When and How to Enroll in Part B

You can enroll in Medicare Part B:


  • During your Initial Enrollment Period (3 months before and after your 65th birthday month)
  • During the General Enrollment Period (Jan 1 – Mar 31) if you missed your IEP
  • With a Special Enrollment Period if you lose job-based coverage or qualify for other reasons

We’ll help you understand which enrollment window applies—and how to avoid late penalties.


Contact Us for enrollment support in Mississippi or Louisiana.

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A man in a suit and tie is holding a stack of books.

What Medicare Part B Doesn’t Cover

Part B doesn't include:


  • Prescription drugs (see Part D)
  • Routine dental, vision, or hearing services
  • Long-term care or nursing home stays
  • Emergency coverage outside the U.S.

If you need broader coverage, we can help you explore:



  • Medigap plans for help with out-of-pocket costs

Medicare Advantage plans for bundled coverage

How Part B Works with Other Medicare Coverage

Part B is essential to both:


  • Original Medicare (Parts A + B) — the foundation of your Medicare coverage
  • Medicare Advantage plans — which require you to be enrolled in both Part A and B

We’ll guide you in choosing whether to stick with Original Medicare + a supplement, or go with a bundled Advantage plan.


Contact Us to explore which setup works best for your needs.

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How We Help You Navigate Medicare Part B

We make it easy to get started and stay covered.

We’ll learn about your situation and walk through Part B eligibility and timing.

Request a Free Consultation

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We’ll explain how Medigap, Part D, or Medicare Advantage can complement your Part B coverage.

Compare Add-On Coverage

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We’ll complete the enrollment steps with you—and stay available year-round for questions or plan reviews.

Enroll with Confidence

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Frequently Asked Questions About Part B

  • Is Medicare Part B mandatory?

    No, but if you delay and don’t have other creditable coverage, you could face a lifelong penalty.

  • Can I delay Part B if I’m still working?

    Yes—if you have employer coverage. We’ll help you evaluate whether you should delay or enroll.

  • Does Medicare Part B have a network?

    No. You can see any provider in the U.S. who accepts Medicare.

  • Can I change my Part B coverage later?

    Yes—especially during the Annual Enrollment Period. We’ll help you time changes correctly.

Contact Us with any questions about your Medicare Part B options.

Ready to Make the Most of Your Medicare Part B Coverage?

Whether you’re enrolling soon or need to adjust your current plan, we’re here to help. Let’s simplify your options, explain your costs, and get you covered—without the confusion.

Request a Free Consultation