Under 65 Plans / Marketplace

Marketplace Health Insurance for Under 65 in Mississippi & Louisiana

ACA Coverage That Fits Your Needs and Your Budget

If you’re under 65 and need health insurance, Marketplace plans—also known as ACA or Obamacare plans—offer comprehensive coverage based on your income. These plans are ideal for individuals, families, and the self-employed.


At ANDCO Insurance Agency, we help clients across Mississippi and Louisiana compare plans, check their eligibility for subsidies, and enroll with confidence.

Request a Consultation for Marketplace (ACA) Plans

What Does Marketplace Health Insurance Include?

Every ACA health plan covers 10 essential benefits, including:

Doctor visits and outpatient care

Emergency services and hospital stays

Prescription drug coverage

Preventive care (like annual checkups and screenings)

Mental health care

Maternity and newborn services

You won’t be denied for pre-existing conditions—and every plan has an out-of-pocket spending cap for protection.


Contact Us to explore your ACA coverage options.

Income-Based Coverage That Works for You

The ACA is designed to make healthcare affordable. Based on your estimated annual income, you may qualify for:


  • Premium Tax Credits to lower your monthly premium
  • Cost-Sharing Reductions to reduce deductibles and co-pays

We’ll help you calculate your subsidy and find a plan that meets your health needs and financial goals.


Request a Consultation for Marketplace (ACA) Plans to see how much you could save.

Ideal for Self-Employed and Independent Workers

If you’re self-employed, work freelance, or own a small business, ACA plans are a powerful solution. No group plan? No problem. Marketplace coverage ensures you and your family are protected—without overpaying.

We’ll walk you through:


  • Estimating your income
  • Understanding available plans
  • Enrolling with the right documentation

Contact Us to explore options for self-employed health coverage.

When to Enroll

You can apply for Marketplace coverage during:


  • Open Enrollment (typically Nov 1 – Jan 15)
  • A Special Enrollment Period if you’ve had a life change (like job loss, divorce, or moving)

We’ll help you know which period applies and ensure your application is filed on time.


Request a Consultation for Marketplace (ACA) Plans to start your enrollment.

Our Simple Process

Step 1

Book Your Free Consultation

We start by understanding your income, health needs, and family situation.

Step 2

Compare Your ACA Options

We walk you through available plans, costs, and providers—so there’s no confusion.

Step 3

Get Covered with Confidence

We complete the application and stay by your side for renewals, questions, and support.

Frequently Asked Questions

  • Can I get coverage if I’m between jobs?

    Yes. ACA plans are designed for people without employer-based insurance—including those in transition.

  • What if I don’t qualify for subsidies?

    We’ll still help you find the most cost-effective plan. Many clients are surprised by what’s available.

  • Do I have to choose a plan right away?

    Only if you’re in an enrollment window. We’ll help you time it right and avoid penalties or delays.

  • What if I have a chronic condition?

    Every ACA plan covers pre-existing conditions—no denials, no waiting periods.

Contact Us with your health insurance questions.

Get Help Navigating the Marketplace—Start Today

Whether you're in Picayune, Slidell, or anywhere in Mississippi or Louisiana, we’ll help you get covered with an ACA plan that works for your needs and budget.



No pressure. Just answers, options, and support.

Request a Consultation for Marketplace (ACA) Plans